Is the Chase Sapphire Reserve Worth It After the Fee Hike?

The $550 Question Hanging Over Your Wallet When Chase bumped the Sapphire Reserve annual fee from $450 to $550, the reaction across every travel forum was immediate and predictable: “Is this card still worth it?” I had the same thought. I’ve carried the Reserve since 2017, and every year around renewal time, I pull up a spreadsheet and run the math against what I actually spent over the previous twelve months. ...

April 19, 2026 · 12 min